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The Development Bank of Seychelles (DBS) was established in 1977 under Decree No.21 as a development finance institution with a specific mandate to assist in the economic development of the Seychelles. This Decree entrusted DBS the power of local and external borrowings for financing financially and economically viable projects in the sectors of the economy, mainly Agriculture, Fisheries, Industry, Tourism and Service. Located in the centre of Victoria, Seychelles' capital city, DBS is considered as one of the leaders amongst the lending institutions. DBS has seen many changes over the past years and is still making improvement to its financing portfolio.